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Sparkasse, Postbank and Ing: Thousands of bank customers threaten account

Customers of banks such as Sparkasse, ING or Postbank could soon receive account announcements. At least if you don’t agree with a certain thing.

Hamm – Anyone who has a lot of money in his bank’s account could soon be asked to checkout. Because many credit institutions now require negative interest rates from a certain assets. Anyone who does not agree to the whole thing could be threatened with a termination. In fact, this could even come to almost all bank customers in the long run, reports Wa.de*.

Sparkasse, Postbank, ING: Many bank customers threaten the termination

According to handelsblatt, more and more credit institutions – for example ING, Postbank or the Sparkasse – demand negative interest rates*. For many banks, the so -called custody is incurred as soon as the customer has a wealth of more than 50,000 euros in his account.

With some institutes, however, it already affects low and middle earners: Here the storage is sometimes even collected on the account from an amount of 5000 euros. As TAGESSUG reports, more and more banks are now serious.

So there was the case last year that the Stadtsparkasse Düsseldorf terminated customers who did not want to agree to the negative interest rates. Now other institutes are moving in.

Bank customers threaten the account termination: Four-digit number of customers affected

Postbank has terminated several customers who had more than 50,000 euros on its accounts and refused to consent to the retention of the retention. According to a spokesman for Deutsche Bank, most customers could be found with most customers.

There were also dismissals in the Sparkasse Dortmund*. There is talk of 15 cases in a report by the handelsblatt. At ING, this procedure will also be used in the next few weeks.

A spokesman for the direct bank explains to the tage show that the dismissals even affect a “low four-digit number of customers”. Even after multiple memories, these would not have agreed to the negative interest rate (more news about digital* at bank customers).

negative interest: Not all banks threaten customers with termination

As can be found on chip.de, competitors such as the Berliner Sparkasse or Commerzbank still want to wait. Before the termination occurs, mutual solutions for customers should be found.

However, there is generally a ray of hope: Many banks have announced that they will do without negative interest rates again in the future as soon as the European Central Bank no longer requires penalty interest from credit institutions. As long as this fails, the problem could increase instead.

Sparkasse, Postbank and Ing: Low -income earners will soon be affected by the threat of termination?

Oliver Mihm, head of the Bank advice company Investors Marketing, could imagine that low and middle earners are also affected by the threats of termination as soon as 85 to 90 percent of customers would accept the new terms and conditions with the custody. The approval rate is currently around 70 percent.

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If you want to spend your savings money, you have increased opportunities again. After a long Corona break, vacations are possible again abroad. But if you are, for example, to Turkey or Greece, you still have to consider some measures. *Wa.de ist Wiebank customers Part of the editorial network of Ippen.media.

Rubric list picture: © Julian Stratenschulte/dpa